On my Windows 10 Pro 2018 desktop PC I've just received a new "notification":-

Restart to stay up to date
Your version of Windows 10 is nearing the end of service. Restart and install the most recent version of Windows.

What is it, do I want, do I need it, do I have to have it, will it muck up all my personalised settings/programs?????

Sounds a bit like they're following TomTom by changing things because they've nothing better to do during lock-down to me! I know; sarcastic as ever

googling found these:-

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which is all Double-Dutch to me (no offence Aad)

biggerdave Reviewed by biggerdave on 1st July 2020. New Windows 10 version?? On my Windows 10 Pro 2018 desktop PC I've just received a new "notification":- Restart to stay up to date Your version of Windows 10 is nearing the end of service. Restart and install the most recent version of Windows. What is it, do I want, do I need it, do I have to have it, will it muck up all my personalised settings/programs????? Sounds a bit like they're following TomTom by changing things because they've nothing better to do during lock-down to me! I know; sarcastic as Rating: 5